Plain-vanilla?

Yesterday credit executives met with President Obama [a representative from the Executive Branch of the Federal Government] where they were told, "The days of any time, any reason rate hikes and late fee traps have to end. No more fine print, no more confusing terms and conditions.” Obama [the representative] called for "plain-vanilla, easy-to-understand, simplest-terms possible credit card[s]”. "[T]o dispense with the confusing fine print that characterizes most credit card agreements."

Ahem...

The current federal tax code has more than one million words and is 75,000 pages long. The rates go up and down on a whim. Late fees abound. You file under the legal threat of purgery. There is little to no accountability for where these monies go once you pay them.

Fine print?
Traps?
Clarity?
Plain-vanilla?

Is it just me, or is this a case of the pot calling the kettle black?

(Whoops... I have to be careful sometimes, in my current employ, of whom I'm allowed to call to the carpet and who I am not.)